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Cost of Care in the U.S. Average cost for an urgent care clinic visit, patient age 18-39: Approximately $200 Cost of a hospital emergency room (ER) visit: $900, often much more Typical hospital charges, not including surgery, tests or other similar items: $2,500 or more per day Charges for routine delivery of a baby, including doctors’ fees: $8,200 or more

Why Choose Aetna Student Health Insurance? You can use any provider or hospital you would like, but you pay less within the Preferred Provider Network.   You will have access to more than 820,000 health care professionals and over 57,000 pharmacies within the nationwide Aetna preferred provider networks – including hospitals and pharmacies in your campus neighborhood.   Coverage is continuous – 24 hours a day, anywhere in the world – including summer break.   As part of many school- sponsored Aetna Student Health plans, you may choose to cover your dependents while you are a student in the U.S.

What You Need to Know About Student Health Insurance in the U.S.

Attending college in the U.S. – it’s exciting, it’s challenging and it gives you so much to think about. There are probably a few special things that you had to take with you – essentials that go wherever you go. But chances are, your health insurance could, not be one of them. Many U.S. doctors and hospitals will not recognize out-of-country coverage, and U.S. Immigration may even require you to have adequate U.S.-based health insurance.

Health Care in the U.S.
U.S. health care is excellent – and also the most expensive in the world. Your health insurance from home probably won’t cover you when you are in the U.S. This could be financially detrimental for you, because anyone – anywhere – can have an accident or get sick and encounter very large medical costs. Or worse, be unable to get needed care in the most appropriate place.

• U.S. federal regulations require J-1 students and dependents to buy health insurance. (It is strongly recommended that F-1 students and dependents also buy health insurance.)
• In order to participate in a J-1 Exchange Visitor Program, students and dependent family members must continue this health care coverage throughout their stay in the U.S.

What You Need to Know When You’re Traveling
When you travel – within the U.S. or anywhere in the world – you’re covered with the Emergency Travel Assistance* services included with Aetna Student Health student health insurance plan.