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Veterinary Medicine Waiver Requirements

To meet the criteria of a comparable insurance plan, coverage must meet or exceed all of the following:

* Does this policy have major medical benefits of at least $100,000 per insured per policy year?

* Are the policy deductibles less than $2,500 per illness or injury, per insured with no cap on the maximum deductible paid out?

* Is this policy free of exclusions of coverage for participation in, travel to, or practice in club sports, intramural or extramural sports? Only participation in intercollegiate sports may be excluded.

* Is this policy free of any pre-existing condition exclusions that would permanently exclude coverage under the policy? After meeting a satisfactory waiting period, all accidents or illnesses would be covered.

* Under this policy, the benefits paid to a student under any plan prior to the student’s initial policy effective date are not counted against the maximum benefit payable.

* Is the accident and sickness insurance effective on the date the application and premium are received by the insurer with no qualification requirements and assuming premiums are paid as required, effective until the start of the next academic year?

All Vetmed students records will be blocked and students will be unable to register for classes until the university-sponsored insurance or alternate approved insurance is purchased. There are no exemptions from this requirement. Waivers must be remitted by the deadlines listed below:

Vetmed Waiver Deadline Date
Students enrolling for the Fall Semester: 9/9/2021.

For more information or with questions about remitting a waiver please visit

Return waiver requests to:

Student Medical Insurance
110 Student Services Building
Blacksburg, VA, 24061

FAX: 540-231-6237 Phone: 540-231-6303 E-mail:

In order to avoid having a block placed on a student’s account the student must enroll in the student medical insurance program or provide details of their current comparable coverage to the Student Medical Insurance Office before the deadline.

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151 Farmington Avenue, Hartford, CT 06156. Aetna Student Health Agency Inc. is a duly licensed broker for student accident and health insurance in the Commonwealth of Massachusetts. Massachusetts license number: 10041444. California license number: OB84599.

Student health insurance plans are underwritten by Aetna Life Insurance Company (Aetna). In MD and NJ, student medical insurance is underwritten by Aetna Health and Life Insurance Company (AHLIC).Self-insured plans are funded by the applicable school, with claims administration services provided by Aetna Life Insurance Company. Aetna Student HealthSM is the brand name for products and services provided by Aetna Life Insurance Company, Aetna Health and Life Insurance Company and their affiliated companies.