University of Rochester

Welcome to University of Rochester student health insurance plan website.

The University of Rochester and Aetna Student Health have partnered for the 2015-2016 academic year to provide a comprehensive program that combines the resources of the University Health Service (UHS) for on-site primary care and mental health services with a health insurance benefit plan that provides a network of specialists and hospitals. The Plan provides coverage for illnesses and injuries that occur on or off campus, while at home, and also provides worldwide coverage.

Please read the important pre-enrollment disclosures

All full-time students must enroll or waive the University-sponsored insurance each year. Students who are enrolled in the plan may also enroll their spouses, eligible domestic partners and/or dependent children.

The University-sponsored insurance plan has been designed to work in conjunction with the services offered by the University Health Service (UHS). UHS should be your first stop for health care! UHS provides a full range of confidential, high-quality primary care and mental health care for full-time students. Primary care office visits to UHS and time-limited therapy at University Counseling Center (UCC) are covered by the mandatory health fee.

Key information at a glance:

  • All full-time students must complete the online Health Insurance Enrollment/Waiver process by September 15, 2015.
  • The plan Premium will be billed in two equal portions, fall and spring terms, on the student's University billing statement.
  • The plan has a $125 medical care Deductible and a $250 prescription medication Deductible each plan year.
  • Aetna Student Health customer service representatives are available to answer questions about the University-sponsored insurance plan and provide personal service through a national toll free telephone number (800-897-7042).

You must either enroll in the medical plan or request a waiver of insurance.

Enroll/Waive: Student Health Insurance Plan

Enroll: Dependents

Enroll: Vital SavingsSM Dental

For existing members, to obtain the terms of your policy or a copy of your plan document, please contact us at the number located on the back of your member ID card or click on one of the links below.

If you are not an existing member, for additional information on the terms of the policy or a copy of the plan document, please contact customer service at 800-897-7042 or click on one of the links below.

2015 - 2016 Plan documents and benefits

Effective August 1, 2015, Aetna Student Health is changing its reimbursement payment rates for services provided by out-of-network non-preferred providers. In most cases, this will result in a reduction in the portion of the cost of care paid for by Aetna Student Health. Please consult your Master Policy and/or Plan Design & Benefits Summary for details on the Aetna Student Health reimbursement payment rates applicable to services provided by out-of-network non-preferred providers.

2015 - 2016 University of Rochester Plan Summary of Benefits and Coverage

2015 - 2016 Important Plan Design and Benefits Summary Notice

2015 - 2016 Plan Design and Benefits Summary - Plan-specific information on services the plan covers, deductibles, premium rates, enrollment and waiver deadline dates, plan limitations and more.

2015 - 2016 Important Plan Guide Notice

2015 - 2016 Plan Guide

2015 - 2016 Certificate of Coverage

2015 - 2016 Accidental Death and Dismemberment Policy Information

2015 - 2016 Accidental Death and Dismemberment Claim Form