Western Michigan University

Welcome to the Western Michigan University student health insurance plan website.

Aetna Student Health gives you access to care by working closely with your school and with a network of doctors, hospitals, pharmacies and specialists throughout the country.

International Students: Western Michigan University requires International Students to have health insurance, both to protect against unexpected high medical costs and provide access to quality care. This site contains information about the requirements and features of the Western Michigan University plan.


Domestic Students: All Domestic Students are eligible to enroll in the Western Michigan University Student Health Insurance Plan. All enrolled Students may also enroll their dependents.

Graduate Appointees and Teaching Assistants: The Graduate College is pleased to announce the continuation of a subsidized health insurance benefit for graduate appointees beginning August 24, 2013. If you are not currently covered by health insurance, this is a major opportunity. One expensive injury or illness could jeopardize your graduate education and your financial security. To enroll for this insurance benefit follow the instructions on the next page.

For you to be eligible to enroll, your department must have submitted your appointment form through the Office of Human Resources. You will need to enter your WIN and date of birth for the system to verify your Eligibility and allow you to proceed to the enrollment form. If the enrollment system advises you that verification failed, first contact your hiring department to determine when your appointment form was submitted to Human Resources. If it was submitted more than 1 week ago, then you may contact the Graduate College for assistance at (269) 387-8259

Graduating or Departing Plan Participants: Students whose coverage under the Western Michigan University Student Health Insurance Plan is terminating due to graduation or otherwise leaving school are eligible to continue their coverage by enrolling in the WMU-sponsored Continuation Plan.

The Continuation Plan is only available to Aetna Student Health insured students who are graduating or otherwise leaving school. Terminating students and eligible dependents may enroll in the Continuation Plan provided they were enrolled in Western Michigan University Student Health Insurance Plan for the previous academic term. Coverage may be purchased for a one (1) month to a six (6) month Period.

Plan Documents

Please read the Student Health Insurance Plan documents before making a decision. You can find information about coverage and benefits, rates, deductibles and more.

2013 - 2014 Information Bulletin: Pre-certification and Medical Necessity Reviews
2013 - 2014 Western Michigan University Basic Summary of Benefits and Coverage
2013 - 2014 Important Brochure Notice: Changes to your plan
2013 - 2014 Student Health Insurance Plan Brochure

2012 - 2013 Western Michigan University Basic Summary of Benefits and Coverage
2012 - 2013 Important Brochure Notice: Changes to Your Plan
2012 - 2013 Student Health Insurance Plan Brochure

Find a Doctor, Hospital or Pharmacy

Use DocFind® to locate Aetna participating physicians and other network providers.

Find a Doctor, Hospital or Pharmacy

Fully insured student health insurance plans are underwritten by Aetna Life Insurance Company (Aetna) and administered by Chickering Claims Administrators, Inc. (CCA). Self insured plans are funded by the applicable school, with claims administration services provided by CCA. Aetna Student HealthSM is the brand name for products and services provided by Aetna and CCA and their applicable affiliated companies.