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International Waiver Requirements

International Students are required to maintain health insurance either through the school sponsored plan or a comparable plan.

To meet the criteria of a comparable insurance plan, coverage must meet or exceed all of the following:

* Does the policy offer adequate provider care within a 50 mile radius of the campus of enrollment?

* Does the policy have a deductible of $500 per accident or illness or less?

* Does the policy have major medical benefits of at least $500,000 per accident or illness?

* Does the policy provide a minimum of $25,000 for repatriation of remains and $50,000 medical evacuation to the home country?

* Are medical expenses for pregnancy, childbirth and complications of pregnancy treated as any other illness under the policy?

* Does the policy offer Prescription Medication coverage (after co-pays) with a minimum of $500,000 per insured per policy year?

* Is coverage valid from either August 1, 2021 or the first day classes begin at Virginia Tech until July 31, 2022 or, if graduating, the last day of the month of the student’s graduation?

* Does the policy cover Outpatient and Inpatient Mental Health Care as any other illness?

* This policy has no internal caps coverage, including services, treatment or surgery.

* This policy has no pre-existing condition waiting period.

All International students records will be blocked and students will be unable to register for classes until the university-sponsored insurance or alternate approved insurance is purchased. There are no exemptions from this requirement. Waivers must be remitted by the deadlines listed below:

Fall Waiver Deadline Date

Students enrolling for the Fall Semester: 9/9/2021

For more information or with questions about remitting a waiver please visit https://risk.controller.vt.edu/studentmedicalinsurance.html

Return waiver requests to:

Student Medical Insurance
110 Student Services Building
Blacksburg, VA, 24061

FAX: 540-231-6237/ Phone: 540-231-6303/E-mail: smi@vt.edu

In order to avoid having a block placed on a student’s account the student must enroll in the student medical insurance program or provide details of their current comparable coverage to the Student Medical Insurance Office before the deadline.

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151 Farmington Avenue, Hartford, CT 06156. Aetna Student Health Agency Inc. is a duly licensed broker for student accident and health insurance in the Commonwealth of Massachusetts. Massachusetts license number: 10041444. California license number: OB84599.

Student health insurance plans are underwritten by Aetna Life Insurance Company (Aetna). In MD and NJ, student medical insurance is underwritten by Aetna Health and Life Insurance Company (AHLIC).Self-insured plans are funded by the applicable school, with claims administration services provided by Aetna Life Insurance Company. Aetna Student HealthSM is the brand name for products and services provided by Aetna Life Insurance Company, Aetna Health and Life Insurance Company and their affiliated companies.