PPO deductible option
Choose your health plan coverage
Not sure if you need to enroll or waive? Some students are automatically enrolled and must waive if they have other coverage. Others can choose to enroll during open enrollment. Check your student type before taking action.
Aetna Student Health ℠ gives you access to quality care nationwide, working closely with your school to meet your unique needs as a student.
Enroll or waive deadlines
- Fall: September 30, 2025
- Spring: February 28, 2026
Enroll in student health coverage
Need health insurance for the school year? The student health plan offers nationwide coverage designed for your needs.
To enroll, you’ll need your school-issued student ID number.
Who needs to enroll?
Required to enroll
Medical, Podiatric, Dental, College of Public Health, and Pharmacy students, as well as international students with F1 or J1 visa status, are automatically enrolled in the Temple-sponsored student health insurance plan. If you select which plan you want or waive coverage, you will be enrolled in and charged for the PPO deductible option.
Optional enrollment
Undergraduate, graduate, law students and TUGSA graduate/teaching assistants are not requires to have health coverage, but may choose to enroll during the open enrollment period, which ends September 30, 2025.
Plan options
There are three plan options to choose from: PPO deductible option, PPO high option, and POS option. All plans include dental and vision coverage. These rates do not reflect any subsidies that are offered by Temple University.
2025-2026 monthly rates*
Rates valid: 09/01/2025 - 08/31/2026
|
|
|
PPO high option no deductible |
POS option |
|---|---|---|---|
|
Student |
$483.00 |
$513.00 |
$509.84 |
|
Student + Child or Student + Spouse |
$966.00 |
$1,026.00 |
$1,019.68 |
|
Student + Children or Student + Spouse + Child |
$1,449.00 |
$1,539.00 |
$1,529.52 |
|
Student + Spouse + Children |
$1,932.00 |
$2,052.00 |
$2,039.36 |
|
|
Student |
|---|---|
|
PPO deductible option |
$483.00 |
|
PPO high option no deductible |
$513.00 |
|
POS option |
$509.84 |
|
|
Student + Child or Student + Spouse |
|
PPO deductible option |
$966.00 |
|
PPO high option no deductible |
$1,026.00 |
|
POS option |
$1,019.68 |
|
|
Student + Children or Student + Spouse + Child |
|
PPO deductible option |
$1,449.00 |
|
PPO high option no deductible |
$1,539.00 |
|
POS option |
$1,529.52 |
|
|
Student + Spouse + Children |
|
PPO deductible option |
$1,932.00 |
|
PPO high option no deductible |
$2,052.00 |
|
POS option |
$2,039.36 |
Waive your student health coverage
Already have health insurance? If you’re covered under another qualifying plan—like a parent’s, spouse’s, or employer’s—you can waive the student health plan. To waive coverage, you’ll need your school-issued student ID number.
Who needs to waive?
Required to waive
Medical, Podiatric, Dental, College of Public Health, Pharmacy students, and international students must waive coverage if they have comparable insurance. If you do not waive by the deadline, you will be automatically enrolled and charged for the PPO Deductible Option.
Optional waiver
Undergraduate, graduate, law students, and TUGSA graduate/teaching assistants do not need to waive coverage unless they have enrolled and wish to opt out due to a qualifying life event.
For additional information on the terms of the Plan Design and Benefit Summary, contact us at 1-877-626-2308 (TTY: 711).
Dental plan
With our dental plan, you get quality coverage to keep your smile healthy. We cover regular check-ups, cleanings and basic treatment. And our wide network of dentists ensures you’ll find the care you need near campus. Invest in your smile today. It's an important part of your overall health and confidence.
Vision plan
At Aetna, we make it easy to take care of your eye health. This means more time to focus on your studies. Our vision plans give you easy access to eye care, including exams, glasses and contacts. Choose from over 170,000 providers nationwide. Even popular retailers. You can shop online too.
Helpful links
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Access all the documents you need to understand your coverage. From benefit summaries to policy details, everything is in one place to help you stay in the know.
-
Find and download important forms for managing your Aetna Student Health account, including claims, appeals, and health information requests.
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Get your Aetna® medical insurance card sent as a PDF to your email. Or view your ID card on the Aetna HealthSM app.
-
Learn how U.S. health insurance works, so you can fully use your student health plan.
Questions? We’re here to help.
Have questions about your student health plan? We’ve got you covered with easy access to information and support.
In case of emergency
In case of emergency, call 911 or go directly to an emergency care facility. Or dial 988 for free, confidential 24/7 mental health support from the Suicide & Crisis Lifeline.
Connect with us
Need more help? Our team is here for you.
Give us a call at ${phonenumber} ${tty}.
Legal notices
Student health insurance plans are insured by Aetna Life Insurance Company. Self-funded plans are funded by the school and administered by Aetna Life Insurance Company. Aetna Student HealthSM is the brand name for products and services provided by Aetna Life Insurance Company and its affiliates (Aetna).
Health benefits and health insurance plans contain exclusions and limitations.