Choose vision plans that fit your needs

The deductible is the amount you pay before your plan begins to pay for eligible vision services. Great news! With Aetna Vision Preferred Direct plans, there is no deductible. Your plan starts covering costs right away.

The copay is the amount you pay to the network provider for your routine eye exam. You pay this at the time of your visit. The copay amount depends on the plan you select. Your eye doctor will bill the rest of the cost of your visit to Aetna.

Eye exams help doctors monitor your vision. You can get 1 eye exam every 12 months.

The standard lens copay is the amount you pay to a network provider for your basic eyeglass lens. Base eyeglass lenses include:

• standard plastic single vision lenses
• bifocal lenses
• trifocal lenses
• lenticular lenses

You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.

The frame allowance is the amount your plan covers for your eyeglass frames when you visit a network provider.

The amount of your frame cost your plan covers when you visit a network provider. If your frame cost is more than the frame allowance, you get 20 percent off the remaining balance. You’re responsible for the balance up to the total cost of the frame. 

The contact lens allowance is the amount your plan covers when you buy conventional contact lenses from a network provider. If your purchase goes over your plan's allowance, you get 15 percent discount on the remaining balance. You can use your lens benefit to buy eyeglass lenses or contact lenses every 12 months.

The amount you pay to the network provider for upgrading to a progressive lens. This copay includes the cost of the bifocal lens plus the progressive upgrade. If the progressive lens you choose is not in tiers 1 through 3, you get a 20 percent discount off the retail cost plus a $120 plan allowance.

When you visit a lens provider, you can get various lens options at a discount. You won’t pay more than the listed amount. Some lens options are fully covered based on your plan. While other lens options are available at a 20 percent discount off the retail cost.

You can visit an out-of-network provider if you want to. If you do, you’ll need to pay the provider in full at the time of the visit. Then, you’ll need to submit a claim to Aetna to get reimbursed. You can be reimbursed up to the maximum out-of-network plan limit.

The monthly costs shown are examples of our lowest monthly rates. This is what you pay each month for your vision plan. Your cost may vary based on the individual vision plan you choose and the number of people you insure. Once you choose a plan, check your plan documents for your covered services and benefit levels.