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Insurance basics

Having health insurance can help protect you from the cost of care if you get sick or injured. But how does it work? If you’re wondering where to start, we can help.

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Getting started with insurance

Find resources here to help you understand the basics of health insurance.

  • Understanding insurance

    Get an overview of how health insurance works, including info about premiums, copays, and more.

     

    Learn about insurance

  • International students

    Are you new to the US and how health care works here? We can help you learn the basics.

     

    Learn about US health care

  • Insurance basics videos

    Learn about copays, premiums and networks as well as how to find care.

     

    Watch videos

  • How to use your plan

    Get familiar with your health plan and make the most of your coverage.

     

    How to get care

  • Glossary

    Learn about key terms that help you understand your health plan.

     

    Learn key terms

  • FAQs

    Get answers to the most asked questions about health plans for students.

     

    Check out FAQs

Questions? We’re here to help

Get in touch with us

 

If you need help understanding your plan, give us a call and we can walk through it together.

 

Contact us

Legal notices

Student health insurance plans are insured by Aetna Life Insurance Company. Self-insured plans are funded by the school and administered by Aetna Life Insurance Company. Aetna Student HealthSM is the brand name for products and services provided by Aetna Life Insurance Company and its affiliates (Aetna).

Health benefits and health insurance plans contain exclusions and limitations.

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For the WCAG accessibility guidelines

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Go to WCAG accessibility guidelines

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For Federal Rules on Sharing Health Data

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Go to the Federal Rules on Sharing Health Data

For Substance Abuse Services

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Go to the Substance Abuse and Mental Health Services Administration

For National Domestic Violence Hotline

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Go to the National Domestic Violence Hotline

For Rape, Abuse & Incest National Network (RAINN)

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Go to the Rape, Abuse & Incest National Network

For Crisis Text Line

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Go Crisis Text Line 

For LGBTQ+ Youth Crisis Support

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Go to the Trevor Project for LGBTQ+ Youth Crisis Support

For Veterans Crisis Line

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Go to Veterans Crisis Line

For Boys Town National Hotline

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Go to Boys Town National Hotline

For Teledoc therapist 

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Go to Teladoc

For the Civil Rights Complaint Portal

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Go to Civil Rights Complaint Portal

For complaint forms

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Go to complaint forms

For the HIPAA FAQs for individuals page

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Go to U.S. Department of Health and Human Services HIPPA FAQs for individuals

For patient rights under HIPPA

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Go to U.S. Department of Health and Human Services patient rights under HIPAA

For how apps collect and use your information

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Go to the Federal Trade Commission page on how apps collect and use your information

For OCR complaint portal assistant

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For learning more about filing a complaint with HHS Office for Civil Rights (OCR) under HIPAA

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For FTC report fraud tool

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Go to the FTC report fraud tool

For terms about braces

In addition to the regular discount for standard orthodontic treatment, the patient is responsible for an upgrade charge if they choose Invisalign over the conventional orthodontic appliance. This is the difference between the dentist's usual fee for conventional orthodontic treatment and the fee for Invisalign. Members should check with their dentist first on pricing before obtaining services in case service is not subject to a discount.

For instant discounts

Actual costs and savings vary by provider and geographic location.

For 262,000 available dental practices nationwide

According to the Aetna Enterprise Database as of October 2019.

Continue to enrollment site

You’re going to a third-party broker site for your school where you can enroll and/or waive coverage in an Aetna Student Health℠ plan. Have your student ID number ready.  
 
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